Self-Defense & Violence Prevention Blog

I never liked the idea of credit bureaus. They make money by keeping tabs on people without the permission of those people.

The company lifelock works on behalf of consumers. They charge $10 per month to help you protect your identity.

Obviously, the credit bureaus only care about making money. To make money, they will do anything they can to make money. They choose to not put certain security measures to protect your identity because it would cost them money. The credit bureaus probably do not care much that it might cost you money to have your identity stolen, as long as it does not cost them money.

LifeLock uses the credit laws to force credit bureaus to take more secure precautions to protect your identity. LifeLock does this by putting your file on a fraud alert. Fraud alerts usually expire after 90 days, so LifeLock automatically re-alerts them.

LifeLock also stands up for consumers by getting your name removed from junk mail lists, so you will stop getting so many of those annoying “pre-approved” credit card offers and junk mail. Not only can that help you avoid the annoyance of junk mail, but it protects your identity because identity thieves use those junk mails to help them steal identities.

Additionally, LifeLock orders free credit reports for you, and has the reports sent to you. Plus, they will help you if you have your wallet stolen or have someone try to steal your identity.

It makes me happy to see companies like LifeLock standing up for us. But it does not come without trouble for them. LifeLock has been sued by Experian, a mammoth credit bureau. Apparently, Experian is very mad that LifeLock is forcing them to protect consumers’ identity. Luckily, LifeLock plans to vigorously defend itself in court. I hope it becomes a case of David vs. Goliath.